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When you think about the Internet of Things, you probably conjure up a futuristic world where you can preheat the oven when you leave the office, be notified when you’re out of eggs, and turn on the television to your favorite show when you pull into the drive from one convenient dashboard. The reality is…
Despite the rapidly evolving payment options that consumers have today, credit cards still remain the leading payment method. In fact, according to the 2016 U.S. Consumer Payment Study, this was the first time that “credit took over the top spot as the overall preferred way to pay, replacing debt as the number-one choice in years…
Despite the excitement and ongoing advancement in technology with mobile payments, wallets, international payment options and tighter security, there are still unique payment challenges with online payment platforms that will continue to impact businesses of all sizes around the world. I’ve been in the payments world for years and seen most of the challenges the…
Like most aspects of life, it’s difficult to get ahead without building and maintaining positive habits. This is especially true when it comes to personal finances. Just like forming good habits propels you forward, the inverse is, unfortunately, true for bad habits. If you’re continually spending before you’re saving, you’re severely diminishing your ability to…
Ever since the Social Security Administration (SSA) was launched in 1940, millions of people, specifically retirees and the disabled, have relied on this income to live off of in their retirement years. In fact, 3 in 5 retired seniors rely on their social security benefits to provide at least half of their monthly income. Because…
Also known as echecks, ACH payments are digital payments that operate similarly to the paper check process that many payment processors now offer. In fact they came about from the paper check process when banks and check processors realized that the system they built to handle checks could be used even more easily to handle just…
Unless you win the lottery, becoming a millionaire takes hard work and patience. However, if you’re looking to start your own business, and don’t wait to wait until your retirement, then consider the following 25 business ideas that are bound to make you a millionaire in just five years. 1. Financial Services Financial services, which…
When you think of invoicing, do you conjure up an image of someone hunched over a desk manually creating invoices? Or, do you think about generating invoices accurately and quickly through software? For most business owners and freelancers, paper-based invoicing is an ineffective, time-consuming, and antiquated method of sending out bills. Thanks to the growing popularity…
There are two things that are needed to create a successful business these days. The first is to become a subject matter expert in your field. People get hired for their expertise in a certain area, not because they can do a bunch of stuff. The second is multiple streams of income. This is one…
With the global shift from brick-and-mortar to online business, customers are growing to expect to pay online for goods and services. This expectation is no longer reserved for large retail and e-shops; the ability to accept payments via website has become a worldwide standard for businesses big and small. While the benefits of accepting customer…